Search This Blog

When we talk about investing versus trading , most people believe they clearly understand the difference. Yet many self-proclaimed “ long-term investors ” behave more like short-term traders without even noticing it. And yes I used to be one of them. One of the most common questions I get is: “ Why don’t you take profits more often? Wouldn’t you be more successful? ” It sounds logical. Take profits frequently, lock in gains, repeat. But the truth is more complex and much more interesting. When Excel Says You’re a Genius but Reality Says Otherwise I created a trading strategy that performs beautifully in Excel. Perfect curves, stable risk, predictable profit-taking, and even a theoretical 100% annual return . But there’s a problem: Excel isn’t the real market. So today, I’m starting a new experiment: comparing theory versus reality using real-time trading conditions . The idea is simple: Buy shares T...

LIVE INVEST 3. - Monthly Dividends With Little Money – Is It Actually Possible? LIVE Update

- February 24, 2026

The Price of Two Coffees a Week – Does It Really Matter? After taking a closer look at how risky — or sometimes surprisingly effective — daily or weekly stock trading can be, it’s time to ask a much simpler question. What actually happens if you don’t start with a large amount of money, but only invest what two coffees a week would cost? Many people smile when they hear this idea. I get that reaction a lot too. Most assume that such small amounts can’t possibly lead anywhere. But investing doesn’t always start with a big sum of money. More often, it starts with a change in how we think about small, everyday expenses. One of the most common questions is always the same: what is the best investment strategy? The honest answer is that there isn’t a single one. What works perfectly for one person might be a terrible idea for someone else. In my opinion, a strategy only truly works if...

Live Invest 5. - Building Wealth with Small Capital - LIVE Update

- March 03, 2026

A €10 Per Week Investment Study The idea of building significant wealth with limited capital is often dismissed. Small amounts are usually considered irrelevant in financial markets. However, long-term investing history repeatedly shows that consistency and discipline can outweigh initial capital size. This blog focuses specifically on small-scale investing. Not large portfolios, not institutional capital — but structured, realistic contributions that an average individual could maintain over time. The objective is not to promise extraordinary results. The objective is to measure outcomes. Long-Term Consistency vs Active Allocation In earlier analysis, I examined what a consistent €300 monthly investment could achieve over 20–30 years without active trading. The conclusion was clear: time and compounding are powerful forces. The next logical step is to reduce the capital dramatically. What ha...

Powered by Blogger

Theme images by DNY59

T<>P

Elemér

Visit profile

Free Shares

My Investment Portfolio

BuyLevel Calculator

Buy Level vs. S&P500

FAQPage

A relative thought for you!

Long-Term Investing

Present Investments:

Ameriprise Financial, Inc.(AMP)
Apple Inc.(AAPL)
Badger Meter, Inc. (BMI)
Broadcom Inc. (AVGO)
Eli Lilly and Company (LLY)
Frontline Ltd. (FRO)
Jabil Inc. (JBL)
Lam Research Corporation (LRCX)
Mastercard Incorporated (MA)
Meta Platforms Inc. (META)
Novo Nordisk (NVO)
NVidia Corp.(NVDA)
Tesla Inc. (TSLA)
XPO Inc. (XPO)

Sold Shares

Air Products/Chemicals, Inc. (APD)
Arbor Realty Trust, Inc. (ABR)
Accenture PLC (ACN)
Capital Southwest Corp. (CSWC)
Chevron Corporation (CVX)
Darden Restaurants, Inc.(DRI)
DHT Holdings, Inc. (DHT)
Hercules Capital, Inc.(HTGC)
Masco Corp. (MAS)
Visa Inc. (V)
Zscaler Inc.(ZS)

Google News

Markets
Business
Technology
Virtual Reality
Artificial Intelligence
Health Care

Translate

Overlooking Reality

- October 22, 2023

The Hidden Truths of Stock Investments The quote "Let's not overlook the facts" might have a significant role not only in our daily lives but in the world of finance as well. When we invest in stocks, we are often drawn to the past performance and the success stories of financial advisors. However, it's essential to understand that the facts surrounding stock investments go deeper than they may initially appear. The Future Is Unpredictable One of the most critical facts that we should never forget is that no one can reliably predict the future performance of stocks. While we can make educated guesses based on historical data and trends, these remain nothing more than estimates. Financial markets and the economy are incredibly complex, influenced by numerous variables. Therefore, it's essential to be cautious about excessive optimism and always bear in mind that the future is uncertain. Ever...

LIVE INVEST 1. -The Impatient Investor Who Doesn’t Realize They’re Actually a Trader. 100% annual return. LIVE Update

- December 01, 2025

When we talk about investing versus trading , most people believe they clearly understand the difference. Yet many self-proclaimed “ long-term investors ” behave more like short-term traders without even noticing it. And yes I used to be one of them. One of the most common questions I get is: “ Why don’t you take profits more often? Wouldn’t you be more successful? ” It sounds logical. Take profits frequently, lock in gains, repeat. But the truth is more complex and much more interesting. When Excel Says You’re a Genius but Reality Says Otherwise I created a trading strategy that performs beautifully in Excel. Perfect curves, stable risk, predictable profit-taking, and even a theoretical 100% annual return . But there’s a problem: Excel isn’t the real market. So today, I’m starting a new experiment: comparing theory versus reality using real-time trading conditions . The idea is simple: Buy shares T...

Wise Money Moves

- October 18, 2023

Navigating Your Financial Future Financial success doesn't happen by chance; it's a result of wise money moves and strategic planning. Whether you're a seasoned investor or just beginning your financial journey, having a well-thought-out roadmap is crucial. In this blog post, we will explore the key steps to ensure you are making wise decisions for your financial future. Setting the Stage: Establishing Financial Goals Before diving into stock investments or any financial endeavour, it is essential to establish clear financial goals. What do you want to achieve? Are you saving for retirement, a new home, or your children's education? Understanding your objectives helps you tailor your investment strategy. Your goals serve as the foundation for your financial roadmap. Assessing Risk Tolerance Once you've defined your financial goals, it's time to assess your risk tolerance. How comfort...

Principles of Investment Strategy

- November 24, 2023

Navigating Market Waves In this article, I want to talk about the crucial aspects to consider when planning and managing our investments. These principles can help us make wiser decisions in the market and navigate through volatility and market fluctuations more efficiently. Fundamental Rules of Price Changes One key principle to always keep in mind is that prices never stay at the same level in the long run. Whether it's stocks , ETFs , cryptocurrencies , or other types of investments, market waves are always present. In this context, it's worth noting that a price will never be so high that it can't rise further. With this in mind, it's essential to consider your strategy and accept the fact that your investments are likely to grow in the long term, even if they show a red mark in the short term. Similarly, it's crucial to recognize that a price will never be so low that it can't fall. The market...

The Art of Diversification

- October 19, 2023

The Magic and Importance of Asset Portfolio Building Many are familiar with the age-old wisdom: " Don't put all your eggs in one basket. " This advice beautifully encapsulates the fundamental principle of diversification, a critical aspect of constructing a successful stock portfolio. Diversification isn't just an option; it's an art, and mastering it can lead to financial stability and long-term growth. In this blog post, I'll share with you why diversification is so important when building a stock portfolio and how it can become one of your most powerful tools for achieving financial success. What is Diversification? At its core, diversification means not placing all your wealth into a single asset class or a single stock. Instead, you intentionally spread your investments across various asset classes, industries, and regions. For example, you might include stocks, bonds, real estate, and possibly commoditie...

Is the 13th Your Lucky Day?

- November 13, 2023

If not, it will be from now on! Good day, everyone! I am delighted to announce that my famous spreadsheet has been released and is now available for you. With its simple yet remarkable calculations, it attracts attention. First and foremost, I would like to mention that it took many years of work to develop this warning spreadsheet, which is accessible on the left side of the blog. As I mentioned before, with its simplicity, it draws attention and calculates stock prices exceptionally from current data. It exclusively calculates from current data, so I draw your attention to its use. If it doesn't load the official data first, which it uses from Google Finance and Yahoo Finance, try again after 5 minutes, as Google Sheets automatically updates the data every 5 minutes. Also, in the left menu of the blog, you can find my en...